You must be
18+ years old. By tapping I Agree (18+) you confirm this.
We collect
Phone, name, your typed/voice ledger entries, workspace IDs. that's it
We never collect
Passwords, OTPs, PINs, CVV, Aadhaar / PAN images, location / GPS, your contacts list. never
Data sharing
We use Meta WhatsApp (all tiers), OpenAI (Paid for AI / voice), Razorpay (paying users), Google Sheets (opt-in). No sale of data, ever.
Retention
Inactive 90+ days → reminder. 180 days → archive warning. 365 days → soft archive (recoverable). 540 days → anonymise. 730 days → hard delete.
Your rights
DM delete my data anytime → erasure within 30 days. DM pause → reversible freeze. DM export → download JSON.
Investment advice
We are NOT SEBI-registered advisers. All invest forecast outputs are information only — verify with your bank / consult a real adviser.
Pricing
Free forever. Paid per workspace, priced by type: Household ₹100/mo, Business ₹250/mo, Society ₹50/flat/mo (30-day trial). Pro-rated refund within 7 days of charge.
WhatsApp DMs
Transaction confirms · maturity reminders · monthly pulse (opt-in). Opt out anytime: STOP for all, pulse off for monthly only.
Governing law
India. Disputes go to Indian courts. We try good-faith Grievance Officer resolution first.